Shopping can be fun, but also drain your wallet. So how do you maintain a respectable wardrobe in a cost-effective way? Here are three tips to help you find your back-to-school and fall attire without breaking the bank.

Think versatility. Purchase items that can be paired with various articles of clothing and avoid apparel that is only occasionally useful.

For example, if you’re going to a beach party, don’t buy the Hawaiian shirt or sundress you’ll only wear once (or twice!). Instead, guys could buy a lightweight button down shirt that can later be paired with a t-shirt combined with either shorts or pants, and women could purchase a flowy maxi dress that could be combined with a sweater and different types of footwear fitting any occasion.

Stick to items you can mix and match with the rest of your wardrobe and wear often.

Do you really need this? Consumers often find something they like—maybe even for a good price—and toss it into the shopping cart regardless of whether or not it will really be used or needed. When you’re tempted to buy something new, ask yourself if you really need this or how often you will wear it.

To help yourself answer these questions, imagine a specific time in the future when you will wear the item. Imagine what else you will wear with it. Then think about what you have at home. If you have something that would do just as well, consider leaving the new article of clothing on the rack.

Asking yourself these questions doesn’t mean you can never buy something new, but it will help you make thoughtful spending decisions when it comes to new clothes.

Shop second-hand. Most shoppers prefer shopping for new clothes rather than buying second-hand. You may be surprised, however, by the stylish, quality items you’ll find for a fraction of the original retail price.

Consider taking the kids to a thrift shop and look for treasures at a fraction of the cost of one brand-new outfit. If you’re looking for name brand attire, hit up the local consignment stores. Some resale stores sell only name brand and designer items, so you won’t have to worry about filling your closet with cheap or out-of-style apparel. This doesn’t need to replace your retail experience, it can simply compliment it.

As we collectively look for ways to save money during the pandemic, finding creative solutions in your wardrobe budget can really come in handy!